For NRI's who are based in a completely different geography, it is very difficult to trust someone with managing their finances & relying on them completely. NRI's financial planning requires an expert approach as one must consider currency fluctuation, income & expenses and taxation pattern in the country of residence. Financial Planning for NRIs becomes more important when they have plans to come back to India in the near term or after retirement.

When it comes to Financial Management, conducting financial transactions smoothly at times becomes challenging for NRI's. It also becomes complicated for them to withdraw and use their own hard-earned money invested in either country due to compliance issues which can be dynamic in nature, changing time to time. They are also left uninformed about the amendments in legal, constitutional or financial aspects by the local financial authorities like SEBI, IRDA, BANKs, Government etc.